Category Knowledge Base

Most Canadians want to age in place at home rather than move into a long-term care facility. After years or decades living in the same place, you want to be surrounded by the neighbours you know and the streets you’re…

Falling behind on bills and accumulating debt is incredibly stressful. For some Canadian homeowners, higher mortgage and other debt payments have stretched their monthly budgets to the breaking point. Higher unemployment and tariff-related price increases have only added to the…

Canadians are highly interested in starting their own businesses, but the country remains in what the Canadian Federation of Independent Business calls an “entrepreneurial drought”. Entrepreneurship aspirations have reached an “eight-year high”, according to an RBC poll, with six in…

Inheriting a family home is often an emotional experience, but it also arrives alongside complex financial choices. When siblings inherit a property together, their goals frequently diverge: one sibling may dream of moving in, while others prefer their share of…

Standard real estate advice often focuses on the return on investment (ROI) of various home improvements. Homeowners are used to seeing charts that highlight the benefits of minor kitchen renovations while suggesting that larger projects, like finished basements or high-efficiency…

Falling behind on taxes can happen to anyone. Whether you are dealing with an unexpected reassessment or just had a tough year running your small business, receiving a large Canada Revenue Agency (CRA) tax bill is incredibly stressful. Understanding CRA…

As the last of the snow finally retreats and the first hints of green appear, Canadian homeowners experience a familiar shift. We stop spending as much time cooped up inside and start getting excited to return to our outdoor spaces…

“Aging in Place” Is Reshaping Retirement Retirement in Canada is changing. For many, it’s no longer just about stopping work. It’s about navigating shifting realities while trying to maintain a comfortable lifestyle. Canadians now believe that they need $1.7 million…

This blog post is provided for informational purposes only and is not advice regarding any financial product or financial planning in retirement. You should consult a certified financial planning professional, such as a Certified Financial Planner or a Qualified Associate…

Home equity has become a significant asset for many Canadians. Our analysis has found that home equity represents between half and two-thirds of the median homeowner’s net worth in Canada. But unlike traditional financial assets like stocks and bonds, your…