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Category Insights

Reflections and observations on the housing market, macroeconomic climate and alt finance in Canada.

A Lifeline for Homeowners Struggling with High-Interest Debt

Owning a home in Canada is a major achievement. But what happens when the cost of everything else, from groceries to credit card interest, starts to overshadow that success? For millions of homeowners, rising interest rates and stubborn inflation are…

The Great Divide in the GTA Housing Market

The spring housing market in the Greater Toronto Area (GTA) hasn’t just been a bit sluggish, it’s split in two. As highlighted in the Canada Mortgage and Housing Corporation’s (CMHC’s) recent Housing Market Outlook, residential real estate in the GTA…

Is Your Home Both Your Nest and Your Nest Egg?

Is your home both your nest and your nest egg? HOOPP ran its annual retirement survey recently and almost 40% of home-owning respondents agreed that they'll be relying on the sale of their homes to set themselves up for retirement. Rob Carrick bluntly called this a "bad plan" in his column in The Globe and Mail on Monday.