Category Insights
Reflections and observations on the housing market, macroeconomic climate and alt finance in Canada.
Hello, Financial Post and Apple News+ readers! 👋

The conversation about Home Equity Sharing Agreements (HESAs) has taken a major step forward in Canada, sparked by a recent feature in the Financial Post and its inclusion in the Best of Apple News+. As the first Canadian company to…
A Lifeline for Homeowners Struggling with High-Interest Debt

Owning a home in Canada is a major achievement. But what happens when the cost of everything else, from groceries to credit card interest, starts to overshadow that success? For millions of homeowners, rising interest rates and stubborn inflation are…
Missed the Greener Homes Loan? Tap into Your Home Equity to Fund Green Upgrades

As of October 2, 2025, the Canada Greener Homes Loan is no longer accepting applications for its $40,000 interest-free loans that have helped over 120,000 Canadian households make their homes more energy-efficient. This closure follows that of the companion Canada…
HESA vs Reverse Mortgage: A Cost Comparison for Canadian Homeowners

This blog post is provided for informational purposes only and is not financial advice regarding any product. You should consult a certified financial planning professional, such as a Certified Financial Planner or a Qualified Associate Financial Planner, if you are…
The Great Divide in the GTA Housing Market

The spring housing market in the Greater Toronto Area (GTA) hasn’t just been a bit sluggish, it’s split in two. As highlighted in the Canada Mortgage and Housing Corporation’s (CMHC’s) recent Housing Market Outlook, residential real estate in the GTA…
Is Your Home Both Your Nest and Your Nest Egg?

Is your home both your nest and your nest egg? HOOPP ran its annual retirement survey recently and almost 40% of home-owning respondents agreed that they'll be relying on the sale of their homes to set themselves up for retirement. Rob Carrick bluntly called this a "bad plan" in his column in The Globe and Mail on Monday.